I just got a robocall that would seem to include phrasing intended to drum up business by making people panic.
It said that this call was the last attempt to legally reduce the callee's credit card debt. That implies that if you wait any longer to reduce your credit card debt, you'd be doing it illegally, and there would be punishments if you were caught.
That seems calculated to make people panic and call the provided number, thus drumming up business for what is no doubt a company that buys your debt and merely transfers your indebtedness to them.
How is that not attempting to provoke certain behaviors through fear?